Three questions. Then read two pages instead of eight.
It runs entirely in your browser, it stores nothing, and the answer arrives with reasons rather than a ranking.
Answer these three
Nobody should have to read eight product pages to work out which two apply to them. Answer three questions and the map sorts itself.
Eight lines, at rest. Answer the three questions and they sort into what applies to you, what is worth checking, and what is off route.
- ConventionalSteady income, reasonable credit, buying or refinancing a normal home.
- FHAA smaller down payment, or a credit history with some repair work in it.
- VAVeterans, serving members and some surviving spouses.
- USDABuying in an eligible rural area, on a moderate household income.
- JumboA loan amount above the conforming limit for the county.
- RefinanceYou already own. You want different terms, or you want to change program.
- HELOCYou have equity and you want a line to draw on, not a lump sum.
- Non-QMReal income that a standard W2 file cannot show. Self employed, investors, complex assets.
This is a routing aid built from each program published rules. It is not an eligibility decision, an offer, or a price. Nothing you pick here leaves your browser.
What this is, and what it is not
It is a routing aid built from the published rules of each program, so you can stop reading about the six that do not apply.
It is not an eligibility decision. Programs turn on details a three question form cannot see: your credit file, the appraisal, a county limit, an income calculation.
It is not a quote. No rate, payment or fee anywhere on this site is a real price, and this page produces none.
It is private. Your three answers live in the URL and nowhere else. Nothing is sent to a server, because there is no server.